The loan amount is based on the payroll of their employees originally over an 8 week period and then was up to a 24 week period. It’s capped at $100,000 per annum per employ so it’s then prorated to the 8 or 24 week period. Any business with less than 500 employees could apply so if they have a lot of employees they can get a Top Georgia Maps #Home Shirt lot of money. But also for forgiveness, they need to not reduces the wages or number of employees compared to a reference period. Their plan is to audit any loans over $2 mil or so and make sure it was used correctly.
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Honestly, I applied for a PPP loan based on the sole fact that a 1% rate is fucking amazing and we are about to possibly enter rapid inflation. Therefore paying off debts and prepaying for services with the loan will be very very beneficial for me. I’m a sole proprietor so it’s based on my net profit. The terms of forgiveness for me are pretty unclear at this point but the 1% rate makes it a no brainer to get the loan and attempt forgiveness at least. For example, in a crazy inflationary environment, a Top Georgia Maps #Home Shirt home might cost $500k now but be $650k in two years. That same principle would apply to anything you buy for your business.
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I am in the process of assigning locations to the over 600,000 loans in the dataset. This is a slow process (as I have been respectful of the rate-limit on the reverse geocoding API in use), but I have finished mapping all of the loans from 9 states and hope to complete the other 41 by the end of Top Georgia Maps #Home Shirt this week. I plan on posting updates to the map approximately every 8 hours. Yeah, my employer took it to renovate one of his restaurants while keeping all his front of house employees on unemployment and making us work for shit tips, same hours, and away less a busy restaurant.
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